Buyers
Begin viewing homes with your Realtor

  • When possible, all decision-makers should visit each of the prospective homes.
  • Always be candid with us  - it will help us understand your needs and desires so that we can select
    compatible homes.

Prepare the offer

  • We will provide you with a comparative market analysis on the property or properties of your choice to
    help you make an informed decision.
  • We will go through the contract with you and complete your offer.
  • We will guide you through negotiations until both buyer and seller agree on all terms and sign.
  • All documents will be sent to the title company where a file will be opened, and title commitment and
    property tax information ordered.

Make your loan application

  • Give your loan officer a copy of the contract and apply for the loan.

Inspect the property

  • Select an inspector and arrange for both a general inspection and wood-destroying insect
    inspection.
  • We can provide information about other environmental assessments.

Appraisal and survey of property

  • The lender and title company will make arrangements for the property appraisal and survey.
  • Buyer will be provided a copy of the Title Commitment Letter.
  • Buyer will make arrangements for homeowner's (hazard) insurance, and arrange for the insurance
    agent to talk with the closing officer at the title company.

Seller's closing is also arranged

  • Buyer receives a copy of the closing statement for review prior to closing.
  • Buyer does a final walk-through inspection of the property.
  • We will arrange a closing date and time with the buyer and title company. Seller's closing is also
    arranged.
  • Buyer brings a cashier’s check for all closing costs and the balance of the down payment.

After the closing

  • Documents are sent to the buyer's loan company for approval and funds are disbursed.
  • The title company receives and funds all money from the loan company.
          Payment of any accrued expenses in connection with the closing are due
  • Legal documents will be recorded in the county clerk’s office and mailed to the buyer.
  • Title company prepares and issues the title policy, and sends it to the loan company and new
    homeowner.

Katy and Erik Scott can save you time by:

  • Organizing and accompanying you to view homes that meet your criteria.
  • Having information on various neighborhoods to help you determine the right area for work, place of
    worship and family activities.
  • Providing sales information on the neighborhood of your choice, so you can make an informed
    decision.
  • Showing you MLS properties, so you don't have to call multiple offices for information or
    appointments.
  • Working with all builders throughout the area.
  • Negotiating your offer to your best advantage.

What you can always expect from Katy and Erik Scott:

  • Learn and define your needs, desires and goals as a buyer and help determine your most important
    considerations in selecting a home.
  • Give you information about agency choices and services available to you.
  • Organize the home-buying process, guide you through it and save you time.
  • Search for the right home, always accompany you to property showings and represent your interests.
  • Explore all financing possibilities with you and provide you with a list of lenders.
  • Provide you with a comparative market analysis to make an informed purchase decision.
  • Disclose all known information about properties and areas that interest you.
  • Assist in preparing offers, strategize your offer to the seller and negotiate on your behalf.
  • Ensure confidentiality of your personal information.
  • Monitor the closing process step-by-step, and make sure you're always informed.
  • Provide lists of inspectors to review the condition of the property.
  • Act as your advocate in the most professional manner possible.
  • Treat all parties fairly and honestly.
Get pre-approved for a loan and meet with your Realtor

  • Meet with a loan officer so you know the price range  for  which you are qualified.
  • Get pre-qualified.
  • Obtain a pre-approval letter.
  • Obtain a "Truth in Lending" letter explaining the costs of borrowing money.
  • Learn about available loans.
  • Learn about closing costs.
Erik@ErikScott.net
979.219.4843
1251 Barron Road  -   College Station, Texas   77845
Mobile:  979.219.4843
or 979.218.0031  -  Office:   979.690.2300    
bhgpreferredliving.com
Katy@ErikScott.net
979.218.0031
WHEN BUYING, SELLING or RELOCATING                        

                   WE ARE ALL THE COMPANY YOU NEED.